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A Small Business Owner’s Guide to Affordable Health Insurance
The cost of health insurance can have a significant impact on small businesses. Finding a comfortable balance between keeping costs down and providing the healthcare benefits your employees deserve is essential for employee retention. Introducing strategic funding is a viable…
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Difference Card Broker of the Month: Peter Swansen Jr.
Corporate Plans Retirement Strategies | Westchester County, NY This month, The Difference Card is proud to recognize Peter Swansen Jr. of Corporate Plans Retirement Strategies as our Broker of the Month. Pete is a trusted advisor who has spent years…
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Pennsylvania Waste Management Employer Cuts Health Insurance Renewal by 24% with The Difference Card
A Pennsylvania-based industrial waste management company was facing a painful health insurance renewal when UPMC Health Plan delivered a +42% increase for their February 2026 plan year. With more than 60 employees enrolled and prior-year benefits spend of approximately $800,000,…
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Cupids Case Files: 5 Sweet Case Studies
Every renewal season brings its fair share of heartbreak, but in Cupid’s Case Files, we’re spotlighting the employers who refused to settle for sky‑high premiums and lackluster benefits. With a little strategic matchmaking from The Difference Card and our broker…
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The Impact of the One Big Beautiful Bill Act on HSA and FSA Benefits
The One Big Beautiful Bill Act (OBBBA) significantly reshapes U.S. healthcare savings. It makes the most substantial update to health savings account (HSA) and flexible spending account (FSA) benefits in over a decade. The OBBBA revises eligibility, contribution limits, and…
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What Is PEO Insurance?
A professional employer organization (PEO) offers health insurance, among other benefits. Many small- to medium-sized businesses work with one. However, you can often get better coverage, flexibility, and cost savings if you work with a medical expense reimbursement plan (MERP). PEO…
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HSA vs. FSA: Which Is Right for You?
Both a health savings account (HSA) and a flexible spending account (FSA) offer excellent benefits. The accounts provide an opportunity to pay for healthcare with pretax dollars, making it easier for employees to access the care they need. However, the choice you offer your…
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Introducing PLUM – The Provider Lookup Manager Tool
Join Us for a Live Webinar Introducing PLUM We are excited to unveil PLUM, our brand-new Provider Lookup Manager Tool that gives members real transparency into the cost and quality of their healthcare. Join us for an exclusive, where we’ll…
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Celebrating 25 Years of Innovation: A Conversation with Difference Card Founder, Paul Staubi
As The Difference Card celebrates its 25th anniversary, we had the privilege of sitting down with our founder, Paul Staubi, to reflect on the company’s beginnings, its evolution, and its lasting impact on the healthcare benefits industry. What started as…
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16 Lessons in 16 Years: Celebrating The Difference Card’s Values in Action
As The Difference Card celebrates an incredible 25 years, we’re also celebrating the people who bring our mission to life every day. One of those people is Loretta Silecchia, whose 16-year journey with TDC reflects the heart of who we…
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