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Chicago Technology Consulting Firm Reduces Healthcare Costs by Over $350,000 with The Difference Card Solution
A leading information technology and cybersecurity consulting firm in the greater Chicagoland area faced a major challenge this November when Blue Cross and Blue Shield of Illinois delivered a +25% health insurance renewal increase. With more than 130 employees enrolled…
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Why Are Healthcare Costs Rising?
The rising cost of healthcare in the U.S. creates challenges for employers and the producers who guide them. Higher premiums, increased prescription prices, and shifting plan designs leave many business leaders asking the same question — why is this happening?…
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The Difference Card Appoints New Board Member, Bill Golden
Greenwich, CT – EB Employee Solutions LLC (dba The Difference Card) in partnership with funds managed by Stone Point Capital LLC (Stone Point) announced today that Bill Golden, former Chief Executive Officer of UnitedHealthcare Employer and Individual business, will join…
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Difference Card October Broker of the Month Spotlight: Kristen Harder, HUB International
At The Difference Card, we take pride in partnering with forward-thinking brokers who deliver exceptional value and creative benefit solutions to their clients. This month, we are excited to recognize Kristen Harder from HUB International in San Antonio, Texas, as…
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2026 FSA Contribution Limits Announced
The IRS announced the new limits on October 9, 2025. Highlights of changes coming in 2026: FSA Contributions: Contributions to a healthcare flexible spending account have increased $100 to $3,400 – up from $3,300 in 2025. FSA Carryover Amount: If…
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Private Seattle School Fights Back Against +37% Blue Cross Renewal Using The Difference Card
A private K–12 school in Seattle, Washington, was faced with a major health insurance challenge when Premera Blue Cross delivered a +37% renewal increase for their October plan year. With over 150 teachers and educational staff, the school’s annual health…
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How Does The Difference Card Work?
As healthcare costs continue to rise, employers, employees, and healthcare insurance brokers are continually seeking the best healthcare benefits solutions. In every case, this means a healthcare plan that’s cost-effective and provides the necessary coverage for employees. The Difference Card already…
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What Is a Medical Expense Reimbursement Plan (MERP)?
In 2024, the average annual premiums for employer-sponsored health insurance cost $8,951 for single coverage, a 6% rise from the previous year. For family coverage, this figure was $25,572, 7% higher than the previous year. This trend of rising medical costs…
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Are ICHRA Plans Good for Small Businesses?
With rising healthcare costs, small business owners are looking to provide competitive health benefits while managing tight budgets. The Individual Coverage Health Reimbursement Arrangement (ICHRA) is one innovative solution gaining popularity for its flexibility and the cost control it affords…
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What Is a High-Deductible Health Plan (HDHP)?
Understanding the meaning of an HDHP lets you pitch the right plans to your clients. As a plan regulated by the Affordable Care Act (ACA), an HDHP has limits that can influence an employer’s decision. The plan offers benefits, such as lower…
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