New York Nonprofit Reduces Health Insurance Costs by $130,000 Guaranteed with The Difference Card PLUM Solution
A nonprofit social services organization located in Upper Manhattan was facing a significant financial challenge after receiving a 16% health insurance renewal increase from its incumbent carrier. With 125 employees enrolled, the increase would have driven the organization’s annual healthcare spend to more than $3.7 million, an unsustainable outcome for an employer operating within a […]
Read MoreA Letter From the CEO on Our 25th Anniversary
Joseph Donovan shares an open message about The Difference Card’s milestone of 25 years in business. To our Team, Clients, Members and Broker Partners: Twenty-five years ago, The Difference Card began with a simple idea and a deep sense of purpose. We started as a company of two. Today, we are a national team […]
Read More2026 FSA Contribution Limits Announced
The IRS announced the new limits on October 9, 2025. Highlights of changes coming in 2026: FSA Contributions: Contributions to a healthcare flexible spending account have increased $100 to $3,400 – up from $3,300 in 2025. FSA Carryover Amount: If the employer allows for carry-over, FSA participants can now carry over $680 – up $20 […]
Read MoreHow Does The Difference Card Work?
As healthcare costs continue to rise, employers, employees, and healthcare insurance brokers are continually seeking the best healthcare benefits solutions. In every case, this means a healthcare plan that’s cost-effective and provides the necessary coverage for employees. The Difference Card already provides that solution to many businesses, and is ready to help even more employers, employees, […]
Read MoreEmployers Brace for the Largest Health Insurance Increase in 15 Years
Offering healthcare benefits is essential in staying competitive. In 2025, 88% of employers consider them as very or extremely important. However, a significant health insurance cost increase is expected in 2026 and beyond, posing a challenge for employers and brokers alike. Employers may need to adjust their budgets without sacrificing the needs of their employees, and brokers need to […]
Read MoreStone Point Capital Invests in The Difference Card
Difference Card poised for accelerated growth with new strategic partner, Stone Point Capital The Difference Card announced an investment from funds managed by Stone Point Capital LLC (Stone Point), a leading private equity firm that invests in businesses within the global financial services industry. Founded in 2001, The Difference Card is a recognized leader in […]
Read MoreFuture Trends in Health Benefits: The Growing Role of MERPs
Healthcare in the USA is becoming increasingly costly and complex for employers, employees and insurance companies. According to a 2023 report by KFF, the average annual premium for employer-sponsored family health coverage reached $23,968, marking a 7% increase from the previous year. As healthcare expenses continue rising, finding comprehensive cost-containment strategies has become increasingly crucial […]
Read MoreSpotlight of the Month on Difference Card Broker Partner, Mark Jurena
Congratulations to Mark Jurena of Assured Partners for being named the Difference Card Broker Partner of the Month for August 2024! Mark Jurena serves as the Agency Vice President of the Employee Benefits Practice at Assured Partners’ Moon Township office in Pennsylvania. In a recent success story, Mark collaborated with Senior Consultant Rachel Wilburn from […]
Read MoreJune Case of the Month: Potpourri Group, Inc. saves 15% on Health Insurance Renewal
How Potpourri Group Achieved Significant Healthcare Savings and Enhanced Employee Benefits Potpourri Group, Inc., a Massachusetts-based company employing over 350 individuals, is part of the Northlane Capital private equity portfolio. Potpourri Group operates as a multi-channel direct marketer, managing 18 complementary brands including Potpourri, Catalog Favorites, NorthStyle, Expressions,The Stitchery, Nature’s Jewelry, The Pyramid Collection, In […]
Read MoreNew Jersey Public Entities See Healthcare Savings by Using The Difference Card Solution with the SHBP
Difference Card HRAs lower payroll deductions and improve benefits in New Jersey The Difference Card is endorsed health administrator of the New Jersey Association of Counties. If you’re in the State Health Benefit Plan for New Jersey, then you’ve felt the pain of exorbitant health care costs increases over the past 18 months. […]
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