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Spotlight of the Month: Celebrating Difference Card Broker Partner, Kirk Johnson, CEBS
At Difference Card, we take great pride in partnering with brokers who share our passion for delivering innovative solutions to help clients achieve their employee benefits goals. This month, we’re excited to spotlight our Broker of the Month, Kirk Johnson,…
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New York University Reduces Health Insurance Costs by Over $4 Million While Enhancing Employee Benefits
A prominent New York university faced a significant challenge when its insurance carrier, Anthem Blue Cross Blue Shield (BCBS), proposed a 19% premium increase for January 2025. This would have pushed the university’s healthcare spending to over $14.6 million—exceeding its…
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7 Client-Specific Strategies for Brokers
Today’s healthcare insurance space offers opportunities for producers that stand out from the crowd. However, differentiating yourself in this competitive landscape requires crafting client-centric insurance models with a personalized customer experience. Employers want bespoke solutions to suit their needs and…
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The Benefits of Offsetting Deductibles
When an employee makes a claim on their healthcare plan for a qualified expense, they typically have out-of-pocket costs to cover. These costs could be a copayment, coinsurance or deductible. In some cases, this amount can be substantial and difficult…
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My Employer Doesn’t Offer HSA: Can I Still Have One?
Many employers offer a health savings account (HSA) as part of their benefits package, but what if yours does not? It can leave you without a valuable tool for managing healthcare costs and saving on taxes. So, can you have…
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Reflecting on a Year of Insights: The Cup of Joe Blog Series Recap
As we step into a new year, it’s the perfect time to reflect on the journey we’ve shared through our monthly Cup of Joe blog series. Over the past year, we’ve tackled key topics in healthcare, employee benefits, and industry…
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Maximizing Savings on Health Insurance: A Guide to Flexible Benefits
Organizations have realized the competitive advantage of hiring diverse teams to optimize growth. As such, they must find ways to manage the different needs of their workforce. Allowing workers to tailor their healthcare with flexible benefits is one effective approach. Our guide…
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Insurance Cost Management for Brokers
If you’re a broker, reducing costs like insurance premiums and deductibles can help you provide value to clients. Fortunately, you can achieve that through insurance cost management. This guide discusses the concept, including the benefits and the role of brokers.…
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Spotlight of the Month: Celebrating Difference Card Broker Partner, Dan DeStefano
At Difference Card, we’re proud to partner with exceptional brokers who go above and beyond to deliver innovative solutions for their clients. This month, we’re thrilled to shine the spotlight on Dan DeStefano from Liberty Insurance Agency in Pennsylvania, whose…
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December Case Study: The Difference Card Replaces Gap Plan to Save Software Firm Over $440,000 and Improve Health Benefits!
A Pennsylvania software company faced a significant health insurance renewal increase from Highmark Blue Cross Blue Shield (BCBS) of Pennsylvania, which threatened to raise their premiums by 30%. With over 300 employees enrolled in the health insurance plan, their healthcare…
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