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The Benefits of Offsetting Deductibles
When an employee makes a claim on their healthcare plan for a qualified expense, they typically have out-of-pocket costs to cover. These costs could be a copayment, coinsurance or deductible. In some cases, this amount can be substantial and difficult…
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My Employer Doesn’t Offer HSA: Can I Still Have One?
Many employers offer a health savings account (HSA) as part of their benefits package, but what if yours does not? It can leave you without a valuable tool for managing healthcare costs and saving on taxes. So, can you have…
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Reflecting on a Year of Insights: The Cup of Joe Blog Series Recap
As we step into a new year, it’s the perfect time to reflect on the journey we’ve shared through our monthly Cup of Joe blog series. Over the past year, we’ve tackled key topics in healthcare, employee benefits, and industry…
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Maximizing Savings on Health Insurance: A Guide to Flexible Benefits
Organizations have realized the competitive advantage of hiring diverse teams to optimize growth. As such, they must find ways to manage the different needs of their workforce. Allowing workers to tailor their healthcare with flexible benefits is one effective approach. Our guide…
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Insurance Cost Management for Brokers
If you’re a broker, reducing costs like insurance premiums and deductibles can help you provide value to clients. Fortunately, you can achieve that through insurance cost management. This guide discusses the concept, including the benefits and the role of brokers.…
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Spotlight of the Month: Celebrating Difference Card Broker Partner, Dan DeStefano
At Difference Card, we’re proud to partner with exceptional brokers who go above and beyond to deliver innovative solutions for their clients. This month, we’re thrilled to shine the spotlight on Dan DeStefano from Liberty Insurance Agency in Pennsylvania, whose…
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December Case Study: The Difference Card Replaces Gap Plan to Save Software Firm Over $440,000 and Improve Health Benefits!
A Pennsylvania software company faced a significant health insurance renewal increase from Highmark Blue Cross Blue Shield (BCBS) of Pennsylvania, which threatened to raise their premiums by 30%. With over 300 employees enrolled in the health insurance plan, their healthcare…
Read MoreThe holiday season is here, and for those of us in the world of employee benefits, it’s not just the jingling of bells we’re hearing—it’s the buzz of Q4 activity as we sprint toward the new year. In this month’s…
Read MoreHappy Holidays from The Difference Card Team! As the year comes to a close, we reflect on a season of gratitude, generosity, and growth. We want to extend our warmest wishes for a joyous holiday season to our valued clients…
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Understanding Client Specific Needs
Every client you encounter will have a unique set of needs and requirements. While your goal may be to provide a similar service to all clients, it’s vital to tailor your offerings and approach to each client’s specific needs. However,…
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