Blog

Healthy Habits & Health Insurance: Our New 3-Part Webinar Series!

October 5, 2021

Join us for this exciting 3-part series! The Difference Card is excited to launch a brand-new, 3-Part Webinar Series focused on creating a productive and healthy fourth quarter – both by generating new business AND by taking care of your mental wellbeing during a typically stressful season.  This unique webinar series will help you calm […]

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Can I have an FSA and HSA? Exploring compatible tax-free account options

September 29, 2021

Whether you’re single, married, or have a growing family, healthcare may be a large chunk of your budget every year, and it can be particularly costly with a high-deductible health insurance plan. Fortunately, there are a couple of tax-friendly accounts, Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) that can make medical expenses more […]

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Why The Difference Card Uses a MERP to Build Custom Plan Designs

Why The Difference Card Uses a MERP to Build Custom Plan Designs
September 22, 2021

There are many employer benefit funding options that maintain pre-tax status with the IRS. One common plan is referred to as an HRA, or Health Reimbursement Arrangement. Some employers allow their workers to direct payroll deductions into an FSA to cover certain medical expenses on a pre-tax basis. Others offer to purchase transit passes on […]

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September Case Study: Pennsylvania Manufacturer Saves $50,995 on Renewal Using The Difference Card

September 15, 2021

Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, the Difference Card helped a Pennsylvania Manufacturer navigate a difficult September renewal. The client was receiving a 19.4% renewal increase from UPMC. This manufacturer’s Health Insurance Broker engaged The Difference Card to help with a solution to reduce this renewal WITHOUT changing the benefits to staff. […]

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What Is an HSA & How Does It Work?

What is an HSA and How Does It Work?
September 1, 2021

More Americans are starting to use Health Savings Accounts (HSAs) to assist with their healthcare costs. As HSAs gain popularity, you’ll likely want to know if an HSA is right for you, especially if your employer offers an HSA in its benefits package with a Qualified High Deductible Health Plan (QHDHP). Fortunately, understanding a Health […]

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Top 10 Reasons to Exit a PEO

August 5, 2021

Is a Professional Employer Organization Model (PEO) still the right choice? The Difference Card works with many employers-  both within the Professional Employer Organization model and outside of the PEO model. However, there comes a time when some companies realize they have outgrown their PEO model. The efficiencies of outsourcing no longer outweigh the administrative […]

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Which Sunscreen is Right for Me?

July 16, 2021

What SPF Should I Use? The sun plays a very important role in our everyday lives. It helps keep our sleep pattern on track and helps our bodies produce Vitamin D, which is important for bone function and healthy skin. But like most things, it’s only good in moderation. And for those who love the […]

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