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Difference Card Broker of the Month: Victoria Young
HUB International Mid-America | Tulsa, Oklahoma At The Difference Card, we are proud to partner with forward-thinking consultants who are deeply committed to delivering measurable healthcare cost containment strategies for their clients. This month, we are excited to spotlight Victoria…
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Illinois Municipal Village Lowers 31% Renewal to 17% and Secures $370,000 in Guaranteed Savings with The Difference Card MERP Strategy
Public sector employers across Illinois continue to face intense healthcare cost pressure. This March, a municipal Village in the greater Chicagoland area was confronted with a staggering 31% health insurance renewal increase from Blue Cross Blue Shield of Illinois for…
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MERP Design for Brokers: Deductible Buy-Downs, Copay Wraps, and More
A medical expense reimbursement plan (MERP) offers many benefits to employers and employees. Employers can lower healthcare costs and adjust their plans each year, while employees can still get the right level of care. However, as single and family coverage…
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Which Benefits Do Millennial and Gen Z Employees Value Most?
Hiring top talent drives innovation, improves productivity, and ultimately puts businesses ahead of the competition. By curating an appealing set of benefits, businesses are more likely to attract hardworking employees and experience these qualities within their operations. As the average cost…
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How to Choose the Right Healthcare Provider: Tips and Tools
Choosing a healthcare provider can be challenging, as there are many factors to consider and options available to you. However, narrowing down your options is necessary to get the high-quality healthcare you need. Fortunately, with the right knowledge and tools,…
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A Small Business Owner’s Guide to Affordable Health Insurance
The cost of health insurance can have a significant impact on small businesses. Finding a comfortable balance between keeping costs down and providing the healthcare benefits your employees deserve is essential for employee retention. Introducing strategic funding is a viable…
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Difference Card Broker of the Month: Peter Swansen Jr.
Corporate Plans Retirement Strategies | Westchester County, NY This month, The Difference Card is proud to recognize Peter Swansen Jr. of Corporate Plans Retirement Strategies as our Broker of the Month. Pete is a trusted advisor who has spent years…
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Pennsylvania Waste Management Employer Cuts Health Insurance Renewal by 24% with The Difference Card
A Pennsylvania-based industrial waste management company was facing a painful health insurance renewal when UPMC Health Plan delivered a +42% increase for their February 2026 plan year. With more than 60 employees enrolled and prior-year benefits spend of approximately $800,000,…
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Cupids Case Files: 5 Sweet Case Studies
Every renewal season brings its fair share of heartbreak, but in Cupid’s Case Files, we’re spotlighting the employers who refused to settle for sky‑high premiums and lackluster benefits. With a little strategic matchmaking from The Difference Card and our broker…
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The Impact of the One Big Beautiful Bill Act on HSA and FSA Benefits
The One Big Beautiful Bill Act (OBBBA) significantly reshapes U.S. healthcare savings. It makes the most substantial update to health savings account (HSA) and flexible spending account (FSA) benefits in over a decade. The OBBBA revises eligibility, contribution limits, and…
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